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AML/KYC Policy

Anti-Money Laundering & Know Your Customer

Last updated: December 10, 2025

Scanitex ("We", "Service") maintains a Zero Tolerance policy regarding money laundering, terrorist financing, and circumvention of economic sanctions.

Although Scanitex is a technical software provider (SaaS) and not a financial institution, we take strict measures to ensure the legality of all incoming funds, working in close cooperation with regulated payment processors.

1. Use of Third-Party Payment Processors

We do not process or store users' cryptocurrency assets directly. For payment acceptance, we use certified international gateways (Crypto Payment Processors) such as CoinGate (and/or other partners).

1.1. Primary screening: All incoming transactions undergo automatic verification through AML filters of our payment partners. These systems analyze the source of funds in the blockchain (Chain Analysis) in real-time.

1.2. Fund blocking: If our payment partner flags a transaction as "High Risk" or identifies a connection to Darknet markets, mixers, fraudulent schemes, or sanctioned wallets, the payment will be automatically blocked.

1.3. Decision making: Scanitex fully relies on the expert assessment of our payment partners' AML departments. We cannot forcibly unblock a transaction if it was rejected by the processor.

2. Internal Monitoring and Risk-Based Approach

In addition to partner checks, Scanitex conducts its own account activity monitoring to identify suspicious behavior.

We pay special attention to the following risk indicators ("Red Flags"):

  • Structuring (Smurfing): Attempts to split a large payment into multiple small transactions to bypass identification limits.
  • Profile mismatch: Purchasing Enterprise-level plans ($600+) using anonymous email addresses (temp-mail) and Tor/VPN IP addresses without a clear business purpose.
  • Risk geography: Authorization from countries with high money laundering risk or countries under sanctions (Iran, DPRK, etc.).

3. Verification Procedures (KYC)

Scanitex applies a multi-level user verification system (Tiered KYC):

Level 1: Basic Verification (All users)

  • Email address confirmation.
  • Automatic IP address and Device Fingerprint analysis upon login.
  • Crypto wallet screening through the payment gateway.

Level 2: Enhanced Verification (High Value / High Risk)

We reserve the right to request identity documents (Passport/ID) and/or proof of source of funds in the following cases:

  • Purchase amount exceeds threshold (e.g., $2,000 per month).
  • User requests access to extremely high scanning speeds (Ultra plans).
  • Security system identified suspicious activity.

Refusal to provide documents upon request leads to immediate account blocking without refund.

4. Sanctions Policy

Scanitex strictly complies with international sanctions regimes. We prohibit registration and payment for services by individuals and companies included in the following lists:

  • OFAC SDN List (USA).
  • Consolidated List of Persons, Groups and Entities (European Union).
  • UN Security Council Consolidated List (UN).

Use of the service by residents of countries/territories under full trade embargo is also prohibited (Cuba, Iran, North Korea, Syria, Crimea, Donetsk and Luhansk regions).

5. Actions Upon Detection of Violations

If we have reasonable suspicion that funds used to pay for Scanitex services were obtained through criminal means:

Freeze: The user's account is immediately blocked.

Fund retention: Funds are not returned to the user, as returning to a "dirty" wallet may be considered complicity in money laundering.

Reporting: We reserve the right to transfer user information (IP, Email, Transaction Hash) to competent financial intelligence or law enforcement authorities.

6. Contacts

For verification or fund unblocking inquiries, you can contact our compliance department:

Email: compliance@scanitex.com